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Development of Financial Technology In Indonesia

Development of Financial Technology In Indonesia

Financial technology in the world is now more modern that can greatly assist the community in doing financial-related activities in which technology has begun to engage and begin to replace the role of traditional financial institutions. Make a payment for example, now you can make payments almost anything via online. Starting from paying bills, sending and receiving money both locally and internationally, as well as e-commerce payments. Financial service services that use technological innovation are called financial technology or fintech. One form of fintech is booming in the world including in Indonesia today is peer to peer lending or P2P Lending. SOFIS is a marketplace platform for peer to peer lending in Indonesia that supports business loan and personal loan.

 

Want to know more about fintech?

 

Technological Innovation for National Growth

Not long ago, the people of Indonesia are still in an euphoria where many startups or companies are working on the digital market. In the field of transportation for example, 10 years ago may be the assumption can order motorcycle taxi by using smartphone applications is a thing that is considered a dream, but now see the reality. Finally technology is now also penetrated into the financial sector such as e-banking where you can do banking activities just by using gadgets without having to bother to come to the bank. Now, the rapid development of fintech in Indonesia to where you can apply for loans online where your campaign can be seen by the many potential investors who increase your chances to get cash loans from investors more quickly and easily.

 

The development of the fintech sector in Indonesia began to ogled by investors who are interested in the business of this digital platform model. Recorded throughout 2016 there are some quite large fintech companies in Indonesia that get funds from both foreign investors and local investors. Seeing this phenomenon, OJK as an authority institution also makes the rules on this matter, especially in the peer to peer lending scheme, namely the ownership of shares by foreign parties that should not be more than 85%. The value of investment in the fintech sector is expected to continue to increase given the access to finance by using technology can be a solution for the government to realize financial inclusion.

Financial technology in the world is now more modern that can greatly assist the community in doing financial-related activities in which technology has begun to engage and begin to replace the role of traditional financial institutions. Make a payment for example, now you can make payments almost anything via online. Starting from paying bills, sending and receiving money both locally and internationally, as well as e-commerce payments. Financial service services that use technological innovation are called financial technology or fintech. One form of fintech is booming in the world including in Indonesia today is peer to peer lending or P2P Lending. SOFIS is a marketplace platform for peer to peer lending in Indonesia that supports business loan and personal loan.

 

Want to know more about fintech?

 

Technological Innovation for National Growth

Not long ago, the people of Indonesia are still in an euphoria where many startups or companies are working on the digital market. In the field of transportation for example, 10 years ago may be the assumption can order motorcycle taxi by using smartphone applications is a thing that is considered a dream, but now see the reality. Finally technology is now also penetrated into the financial sector such as e-banking where you can do banking activities just by using gadgets without having to bother to come to the bank. Now, the rapid development of fintech in Indonesia to where you can apply for loans online where your campaign can be seen by the many potential investors who increase your chances to get cash loans from investors more quickly and easily.

 

The development of the fintech sector in Indonesia began to ogled by investors who are interested in the business of this digital platform model. Recorded throughout 2016 there are some quite large fintech companies in Indonesia that get funds from both foreign investors and local investors. Seeing this phenomenon, OJK as an authority institution also makes the rules on this matter, especially in the peer to peer lending scheme, namely the ownership of shares by foreign parties that should not be more than 85%. The value of investment in the fintech sector is expected to continue to increase given the access to finance by using technology can be a solution for the government to realize financial inclusion.

 

Why financial technology can thrive in Indonesia?

Technology-based financial sector can grow rapidly in Indonesia is not because of technological developments that are more advanced in Indonesia. The behavior of today’s people who prefer practical things and rely on smartphones and other gadgets to do many things in everyday life. It is therefore not surprising that access to finances that can be easily achieved using the gadget is very welcome because in this way all activities related to finance can be done more easily through online platforms, including looking for quick loans with P2P Lending scheme from SOFIS – https://sofis.id

 

Factors that are not less important is the ease offered by fintech platforms. Just as SOFIS is a financial technology platform that offers people who need quick funds to apply for cash loans through our platform. Later campaigns that go into the platform will be shown and viewed by the network of investors who are ready to disburse funds for the borrowers. Easy process because everything is done by online, no collateral, interest is fixed and also light.

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